Wednesday, January 18, 2012

Here We Go Again

At this very moment i am trying really hard not to go into panic mod.  There was a time when my husband and I were dealing with him being laid off about every year or 2 for about 10 years.  The part that hurt the most was that it was never from anything He did or didn't do.  He's a manufacturing plant Chemist, QC and R&D and every lay off was do to work slow downs and contract losses and because he was always the newest chemist he was low man in seniority so he was the one they would let go.

Well its happened again. This time really hurts. He has been at this job for 6 years. He's put up with a bull shit work schedule that had him working 12 hour days and flipping from days to nights every 2 week so that we would have good insurance since we have 2 kids and I'm a Diabetic.  The big problem though with this lay off is that the job was across the state line into a state that pays crap for unemployment. 

Before when he would get laid off we could count on a unemployment check that was about 2/3 of his work income. Though the other state we might see about 1/3 of his income.  That will leave us with less then our current rent and no savings to make up the difference. That means that we will most likely have no choose but to cash out his 401k to get the money to keep us solvent till he can find a new job.

To make things worse I just applied for Disability.  My physical health has been slowly deteriorating since I was diagnosed with Diabetics 12 years ago. Arthritis,along with other physical injuries and aliments that are to many to list off right now have made it near to impossible for me to go back to work in retail. But the loss of my income has left us just short enough that we have been living from paycheck to paycheck.  So now looking at that limited income being cut by 60% or better has me feeling panicky and afraid for my family.

Yes I know that there are many families that are in similar situation, but that knowledge doesn't soften the sharp edge of the reality that is looming before us.  Please my Dear friends and readers I ask that you if you can say a prayer/send positive energy/or what ever supportive helpful thing you do, to help us get through this without losing everything.


Your Friend Kathy

1 comment:

  1. Yep, it sucks. Wish it were better news. But at least we have a few weeks to look for something new. And I should get a few weeks severence on top of that. So we should be covered until the end of March, at least. Hopefully I'll find something for work before then, something that can pay what we need.

    *hugs* loving thoughts and hopes for things to come out even better.

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